Our Products

Our Products

Savings Products
Loan Products


Share Capital

The organization’s share capital requires a minimum of 10 non-withdrawable shares per member, each valued at Ksh 500, totaling Ksh 5,000. Once this amount is reached, members qualify for year-end dividends and it also becomes a factor in loan eligibility. This structure ensures financial stability and long-term member commitment.

Deposit Savings

This product is designed to assist members in saving money while simultaneously serving as a loan multiplier. By encouraging regular savings, it not only helps members build a secure financial foundation but also enhances their eligibility for larger loans. This dual functionality empowers members to achieve their financial goals more effectively, allowing them to leverage their savings to access greater financial resources when needed.

Loan Products

This product enables members to borrow money from the SACCO, with the flexibility to repay the loan over time, along with interest. The qualifications are: must be a registered member, must have saved consistently for at least 6 months, must have sufficient guarantors/collaterals, loan is 3 times your deposits, must have fully subscribed to shares.


Loan Products

1. Quick Loan (QL)
Quickly accessed via mobile phones through fufi mobi app available on play store or by dialing *617*61#,
50% of available savings
Maximum amount Ksh50,000,
1month repayment period.
2. Express Loan (XL)
Maximum amount 100,000, 4 months’ maximum repayment period,
No pay slip required.
3. Salary Advance (SL)
Open to salaried members to meet short term
needs, maximum amount is half of your salary, 4 months maximum repayment period.
4. Emergency Loan (EL)
For proven emergency situations, 12 Months maximum repayment period, 3 times mandatory savings.
5. Education Loan (EL)
To help members pay school fees on time,
12 months’ maximum repayment period,
Payment directly to the school account.
6. Normal Loan (NL)
Members can get up to 3 times mandatory savings and has 18 months repayment period.
7. Business Loan (BS)
For starting or expanding businesses. 3 times mandatory savings,
36 months’ maximum repayment period.
8. Logbook Loan (LB)
Loans against motor vehicles. 36 months’ maximum repayment
period, Zero mileage- 80% of MV, 7 years and below- 60% of FSV : >7<20
years- 40% of FSV.
9. Asset/ Motor vehicle
Financing (AF)
Facilitates acquisition of motor vehicle's and other assets, 5 years maximum repayment period, Joint ownership or charging of asset.
10. Development Loan (DL)
For property development purposes, 3 times mandatory savings, 6 years maximum repayment period.
11. Property Financing (PF)
Facilitates property acquisition,10 years’ maximum repayment period, joint ownership or charging of property.